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Electronic money tokens

Stable value.Built to move.

EURQ, USDQ and GBPQ bring familiar currencies to public blockchains. Issued by Quantoz Payments as MiCA electronic money tokens, with safeguarded backing and redemption at par.

Euro, US dollar and pound sterling token coins on a connected blue network platform.
Regulated issuerSafeguarded backingRedeemable at par

01 / The token family

Familiar currencies.
In a digital form.

Each token is redeemable in its own currency. Converting between currencies is a separate foreign exchange transaction.

Whitepapers & terms

02 / A regulated foundation

Know the issuer.
Understand the backing.

Your right as a holder

A direct claim on Quantoz.

Token holder
Quantoz Payments
Redemption at par, at any time

Quantoz Payments is the issuer, supervised by De Nederlandsche Bank. Your redemption right is against Quantoz.

How redemption works
Full reserve backing

Customer funds held separately.

Customer reservesStichting Quantoz
Company fundsQuantoz Payments
Safeguarded, segregated reserves

Funds backing issued tokens are held through Stichting Quantoz, separately from the issuer's own assets.

No interest or yield from holding the token

Electronic money is not a bank deposit. Deposit guarantee schemes do not apply.

03 / Moving tokens

Wallet to wallet.
On your network.

Send to a compatible blockchain wallet. The recipient does not need a Quantoz account just to receive tokens.

Explore cross-border transfers
Same token. Same network.EURQ transfer
Sender’s wallet
Recipient’s wallet
Recorded on the blockchain

Use compatible wallets on the same network. Network fees and confirmation times apply.

Compare tokens & account payments

04 / Network identifiers

Find your token.
Check the network.

Match the token, network and identifier before you transfer. For issuer-based assets, check the currency or asset code together with the issuer account.

EURQEuroNetwork identifiers
AlgorandAsset ID
XRP LedgerIssuer account
rDk1xiArDMjDqnrR2yWypwQAKg4mKnQYvs

Currency code

4555525100000000000000000000000000000000
XahauIssuer account
rDk1xiArDMjDqnrR2yWypwQAKg4mKnQYvs

Currency code

4555525100000000000000000000000000000000

In circulation on the networks above. Reserves are held against the supply outstanding.

USDQUS dollarNetwork identifiers
AlgorandAsset ID
XRP LedgerIssuer account
rDk1xiArDMjDqnrR2yWypwQAKg4mKnQYvs

Currency code

5553445100000000000000000000000000000000

In circulation on the networks above. Reserves are held against the supply outstanding.

GBPQPound sterlingNetwork identifiers

Deployed on the networks above. No tokens are in circulation yet, so there is no supply outstanding and no reserve.

PLNQPolish złotyNetwork identifiers

Deployed on the networks above. No tokens are in circulation yet, so there is no supply outstanding and no reserve.

Select an underlined identifier to open its token contract, asset or issuer account on the network explorer.

Common questions

Before you
use a token.

How do I get Quantoz tokens?

With an eligible Quantoz account and a verified wallet address, you can request direct issuance from Quantoz. You can also receive tokens from another holder. See token issuance & liquidity for the direct route and its requirements.

What does redemption at par mean?

Redemption is at face value in the token's reference currency: €1 for EURQ, $1 for USDQ and £1 for GBPQ. A third-party market price can differ. Verification and processing apply; a right to redeem at any time does not mean instant bank arrival. Read the redemption process.

Is the Quantoz Wallet app my blockchain wallet?

The app accesses your Quantoz e-money account. Tokens are held in a separate compatible blockchain wallet, either self-hosted or with your chosen custodian. See how the account and wallet connect.

Can I send a token to a different network?

An ordinary token transfer stays on its network. A matching ticker on another network is not enough. Moving value between networks requires a supported route; confirm the receiving wallet and network before sending. Ask about your route.

Put regulated tokens to work

Start with Quantoz.
Move on-chain.

Issued by Quantoz
Held in your wallet
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