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Agentic payments

Let agents pay.You stay in control.

Regulated money for AI agents to pay for tools, services and purchases on behalf of verified account holders.

Open developer quickstart See how it works
An AI agent connects through a gold settings module to a blue Quantoz wallet, representing owner-controlled access to regulated money.

01 / From request to result

A payment request.
A task that can continue.

An agent can discover a paid service, request payment and use the result. Its owner supplies the funds and authority.

Paid APIs & dataAgent-to-agent servicesBookings & purchases
One agent paymentEuro account payment
  1. Service or merchant

    Machine-readable request

    AmountPayeeReference
  2. Your application

    Check configured rules

    Approval before submission
  3. Quantoz

    Move regulated e-money

    Only authorised payments
  4. Service or merchant

    Verify & deliver

    Confirm payment. Deliver the service.
Payment details & verifiable proofA record your application can use
Your agent continues

Between Quantoz accounts

Use an e-money balance. No blockchain wallet required.

On a public network

Use a supported token and compatible wallet.

Account payments settle in seconds, 24/7. Token transfers follow network confirmation; bank payout is separate.

Compare payment routes

02 / Owner control

Decide what runs.
Decide what asks.

Build spending rules into your application. Quantoz applies account, balance and compliance checks.

Your rulesFunds · Purchases · Approvals

Pay

Within the rules

Ask

Owner approval required

Stop

Not permitted

Explore payment controls

03 / Embedded onboarding

The purchase.
The permission to pay.

An embedded flow can bring account setup and owner consent into the purchase, without a separate wallet app journey.

  1. Review

    Price, merchant and purchase.

  2. Verify

    Confirm the account holder's identity.

  3. Agree

    Issuer terms, limits and redemption rights.

  4. Pay

    Choose funding and authorise the payment.

Discuss embedded onboarding

04 / Build with Quantoz

Your agent experience.
Our regulated money.

For payment companies, fintechs and developers adding payments to AI products.

Your application connects to Quantoz payment services

You manage the agent, customer experience and application approvals. MCP offers account and payment tools; x402 lets software request payment for APIs, content or services. Quantoz provides regulated accounts, issuance, redemption and payment infrastructure.

You manage

  • The agent
  • Customer experience
  • Application approvals
Quantoz

Quantoz provides

  • Regulated accounts
  • Issuance
  • Redemption
  • Payment infrastructure
DNB-supervised EMISafeguarded fundsDirect redemption

FAQs

Before your first integration.

Who owns the account behind an agent?

The verified person or business. The agent acts on their behalf. Quantoz's Know Your Agent approach identifies the beneficiary behind the agent. Read the KYA explanation.

How does money enter and leave?

Fund the account by bank transfer. Merchants receive an account balance or tokens according to the payment route. Bank payout is a separate step.

Do agents or merchants need crypto wallets?

Not for payments between Quantoz e-money accounts. On-chain payments need compatible wallets, the supported token and network. How token issuance works.

What about AP2, ACP and Visa TAP?

AP2 focuses on payment authorisation, ACP on checkout, and Visa TAP on agent identity. Discuss the protocol your product uses with Quantoz.

What should we agree before launch?

Owner verification, permissions, approval rules, supported payment routes, merchant acceptance and pricing. Service and network fees depend on the chosen flow. Discuss your requirements.

Build with Quantoz

What should your agent
be able to pay for?

Discuss your agent flow Open developer quickstart
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