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Trade & supply chain finance

Put capital backto work sooner.

Regulated digital money for faster supplier payments, flexible treasury liquidity and settlement of tokenised receivables.

Discuss your trade flow See how it works
Euro and dollar tokens connected by a gold payment arrow to a shipping container and cargo carton, representing money moving into real trade.

01 / Supplier payments

Less time waiting.
More certainty at payout.

Payment delays tie up money and leave suppliers waiting. Connect regulated token settlement to an agreed local payout route.

From funding to supplier receiptIllustrative cross-border route
  1. 01 / Fund
    Business or funder

    Fund the account

    Send bank money to the Quantoz e-money account.

  2. 02 / Issue
    Quantoz

    Convert & issue

    Convert if needed. Issue tokens to the connected wallet.

  3. 03 / Transfer
    Customer or payment partner

    Move the tokens

    Send from the wallet to the payout partner.

  4. 04 / Pay locally
    Payout partner

    Credit the supplier

    Convert and pay out in the agreed local currency.

Token settlement: seconds, 24/7

On supported networks, subject to confirmation.

Bank funding & local payout

Timing depends on the corridor, checks and provider.

Confirm the quoted FX rate, fees and expected payout time before instruction.

Explore cross-border transfers

Faster payout reduces money in transit. Capital committed to a loan is released when the borrower repays.

Working through banks? EURQ can be issued directly to the receiving bank.

See direct bank settlement

02 / Beyond the payout

Money ready
for the next trade.

Between deals

Connect investments to settlement money.

Tokenised fund
Buy / redeem
EURQUSDQSettlement money
Move into or out of an eligible investment.

Use suitable instruments and available liquidity to prepare for drawdowns.

Returns and risks belong to the investment. Access to cash depends on its terms, liquidity and venue support.

At the asset exchange

Settle the receivable and payment together.

Tokenised receivable
Both or neither
EURQUSDQPayment
One linked exchange, operated by the venue.

Delivery versus payment links the funder's receipt of the asset to the seller's receipt of money.

Both legs must be supported on the same network. This does not remove the receivable's credit risk.

Quantoz supplies the regulated money. Funds and venues supply the investment and asset services.

Explore tokenised asset settlement

03 / Trade flows

Built around
your commercial cycle.

For trade finance funds, supply chain platforms, commodity traders and corporate treasuries.

Illustrative / Commodity trade

A coffee exporter paying producers.

Move export receipts into supplier payments with less time in transit and payout terms agreed upfront.

Buyer
Exporter
Producers

Export receipts become settlement money.
Producers receive local currency.

Illustrative / Supply chain finance

A platform paying suppliers early.

Bring the agreed early payment closer to approval. The buyer's repayment terms stay unchanged.

Early paymentAfter invoice approval
Funder
Supplier
At maturityAgreed repayment date
Buyer
Funder

04 / Clear responsibilities

You finance the trade.
Quantoz moves the money.

Funds, banks & platforms

  • Provide the capital
  • Underwrite the deal
  • Carry the credit risk

Quantoz Payments

  • Issue & redeem e-money
  • Provide payment infrastructure
  • Manage controls & transaction records

Quantoz does not lend to or underwrite the trade.

DNB-supervised EMIMiCA e-money tokensSafeguarded funds

FAQs

Before you build the flow.

Do suppliers need to hold tokens?

For a supported local payout, the partner handles conversion and the supplier receives bank money. Receiving tokens directly requires a compatible wallet; local payout availability must be confirmed for each route.

Can both parties use Quantoz accounts instead?

Yes. Transfers between Quantoz accounts use e-money balances, without an on-chain token transfer. Tokenised asset settlement requires the supported token and network. Compare the two payment routes.

Which currencies and corridors are available?

Confirm the funding currency, token, network and destination payout provider with Quantoz. Token availability alone does not establish local payout coverage. View tokens & identifiers.

Does holding Quantoz tokens earn interest?

No. Any return comes from a separate investment, with its own risks and exit terms. Quantoz tokens carry a redemption right at face value in their own currency; FX and bank processing are separate. Redemption details.

How are costs agreed?

Review applicable service and conversion charges, network fees and local payout costs for the complete route. Pricing depends on currencies, volumes and enabled services.

What do we need to get started?

Bring your corridor, currencies, counterparties and deal cycle. Agree onboarding, payout partners, permissions and limits. Use the portal for account operations or connect through the API. Explore integration.

Start with a real trade

Where is your money
spending time in transit?

Bring the corridor, currencies and deal cycle.

Discuss your trade flow Explore integration
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