Exclusively minted in Europe, safeguarded with Tier 1 financial institutions
At Quantoz, we believe that a strong regulatory jurisdiction, bankruptcy remote structure and transparent Tier 1 counterparty risk are the foundations for trust in our stablecoins. As one of Europe's premier issuers, we provide complete visibility into our reserve composition and safeguarding partners.
The Quantoz Reserve Standard
Our reserve management is fundamental to our trust proposition.
100% Highly Liquid Reserves
All Quantoz stablecoins are backed entirely by a combination of cash deposits, government bonds from the Netherlands, Germany, and US Government.
Tier 1 Banking Partners
We work exclusively with Europe's strongest financial institutions.
Segregated Accounts
Customer funds are held in a bankruptcy remote structure, fully segregated from operational capital.
Overcollateralization
We maintain reserves exceeding circulation to ensure redemption capacity.
An at-a-glance summary of each token’s total supply, backing ratio, and cash versus government bond allocation.
How We Manage Our Stablecoin Products
Real-Time Transparency
Our dashboard provides continuous visibility into:
- Current circulation and reserve levels
- Daily issuance and redemption activity
- Historical trends and metrics
- Banking partner allocations
European Regulatory Framework
As a Dutch-based financial technology company, Quantoz operates under:
- Dutch Central Bank Supervision: Direct oversight by one of Europe's most respected financial authorities
- Markets in Crypto Assets Regulation (MiCAR): Full compliance with Europe's comprehensive crypto framework
- Electronic Money Directive (EMD): Adherence to established e-money requirements for EURD
- Periodic Audits: Comprehensive examination of our financial, operational, and compliance processes by independent accountants
Safety Operations & Cybersecurity
We operate in accordance with the highest quality standards in the industry:
- ISO 27001 - Information Security
- ISAE3402 - Financial reporting controls
- DORA - EU Digital Operational Resilience Act
Reserve Management Principles
Our reserve management follows core principles:
- Safety First: Capital preservation is our primary objective
- Absolute Liquidity: Maintaining ability to process large redemptions instantly
- European Banking System: Building resilient financial infrastructure within Europe
- Regulatory Alignment: Staying ahead of evolving European requirements
Learn about the key differences between our European-regulated stablecoins and e-money solutions. All of our solutions are designed to be MiCA and/ or EMD compliant and are categorized as e-money or e-money token.
Redemption Guarantee
Every Quantoz stablecoin can be redeemed 1:1 for its underlying currency.
- EURD redemptions processed within 1 minute
- EURQ/USDQ redemptions available through our institutional redemption partners
Setting the European Standard
Join smart global businesses already using EURQ and USDQ for faster, more secure global transactions.