EURQ & USDQ

Digital Euros & Dollars: Minted in Europe and Settle Globally in Seconds

Move money across borders in seconds with stablecoin reserves held in Tier 1 European banks and supervised in the Netherlands.

Embedded payment services

The regulated infrastructure for embedding digital money in Europe

A modular set of APIs and infrastructure components that enable fintechs, platforms and PSPs to embed regulated digital money into their products and workflows.

Tagline

Finance and payment solutions struggle to support innovative businesses

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Complex to embed

Multiple vendors and integrations are typically required - it should not take 5 vendors to ship!

Expensive to get started

Available solutions have high minimum commitments, fixed fees and high setup costs.

Lack of support for the latest innovations

Few solutions are stablecoin-native or provide support for the latest payment methods out of the box.

Large markets are disconnected from the global economy

Lack of access to reliable and liquid FX markets is a key inhibitor for participation in the global economy for a large part of the world.

Quantoz embedded solution

A single future-ready platform to launch your services in Europe

We offer a complete embedded payment service platform. Our services are built with automation, compliance and flexibility at the core.

Our four core modules are available today (with more coming soon, including Visa Card issuing).

Accounts & Wallets

Open, issue and manage EUR accounts and programmable wallets in real-time. Our accounts and programmable wallets are available throughout Europe.

Pay-outs

Trigger payouts directly from your platform to users, merchants, or suppliers.

Pay-ins & Collections

Accept and collect funds into your customers' accounts across multiple currencies (including stablecoins). Choose from a range of local and international payment methods, ready for integration to suit your customers’ preferences.

Fraud & Risk

Risk and compliance processes are embedded into the platform, not bolted on. Our platform is designed to handle all the necessary European regulatory requirements.

USe Cases

Your regulated money partner in Europe

Our embeddes solutions can support innovative teams across a number of industries

Yield on Cash

Use EURQ or USDQ to access tokenised money markets — earning the yield of money markets, with the liquidity of cash.

Fintech's and payment companies

Build and launch EU-regulated accounts/ vIBANs and pay-ins/ pay-outs inside your product

Agentic Commerce

Enable businesses to deploy AI agents that execute payments on behalf of verified account holders

Marketplaces and platforms

Hold funds, route money, automate seller payouts, refunds, and settlements with clear audit trails

Network finance

Issue funds that can only be spent in approved categories/places, with full monitoring and control

SaaS platforms

Add wallet/balance features and payouts to increase stickiness and monetize payments

Start building with tomorrow's payment and wallet solutions today

Join smart global businesses already building with our compliant .