Quantoz Payments launches Embedded Payment Services, with Potje as first live partner
09, September 2026, UTRECHT, The Netherlands - Quantoz Payments B.V. (Quantoz), the Netherlands headquartered payments technology company, today announced the launch of its Embedded Payment Services - a modular offering designed to help fintechs, platforms and payment service providers embed regulated digital money directly into their products and workflows. Potje, the group savings app that enables friends and colleagues to save together towards shared goals, is the first company to go live on the platform.
The launch expands Quantoz’s product suite beyond the issuance of regulated e-money tokens to offer a flexible and comprehensive set of APIs and infrastructure components for building payment and settlement experiences. The services are built for European markets and enable partners to launch fast while avoiding the complexities of licensing, onboarding and operational setup typically associated with digital money and blockchain-based payments.
A modular embedded payments stack for fintechs and platforms
Quantoz’s Embedded Payment Services are built on blockchain-native technology and delivered as a modular stack, allowing partners to integrate only the components they need while scaling over time. Modules include:
• Accounts and wallets
• Payments and collections, supporting both inbound and outbound payments including user-friendly payment methods such as Pay by Bank
• Fraud, risk and compliance processes are built into the platform as default
Potje: first live on the platform
Potje has worked closely with Quantoz throughout the development of the Embedded Payment Services platform and is the first partner to go live. Through the integration, Potje users benefit from a significantly upgraded payment experience: funds are held securely at Quantoz Payments under supervision of the Dutch Central Bank; top-ups are supported via a Europe-widePay by Bank experience; payouts are processed instantly; and full flexibility is maintained for withdrawals of any amount.
Arjen van Klaarbergen, CLO of Quantoz Payments, commented:
“Embedded payments are becoming a core requirement for modern financial products. With this launch, we are giving fintechs and platforms the infrastructure they need to build on regulated digital money without having to reinvent compliance, safeguarding, or payments operations. Potje has been a true partner in bringing this platform to life. Their user focus and collaborative approach have made our infrastructure better, and we are proud to launch alongside them.”
BastiaanReurink, CEO at Potje, said:
“Saving together should feel effortless and completely safe. By building Potje on Quantoz's regulated infrastructure, our users' money is protected under Dutch Central Bank supervision, top-ups happen in seconds through Pay by Bank, and payouts are instant. No waiting, no friction. That trust is the foundation for our ambition: to become the group money account for friends across Europe.”
